Portfolio Selection | CollegeBound Saver

Invest Your Way

You should feel comfortable with your college savings account. That’s why CollegeBound Saver offers a range of investment options designed to fit your unique goals, timeline, and preferences. Choose investments yourself or let CollegeBound Saver reduce risks over time as your child gets older – you decide.

Age-Based Portfolios

Don’t want to worry about adjusting your investment strategy? No problem. We have you covered with an all-in-one solution. CollegeBound Saver offers 11 Age-Based Portfolios that align with your child’s start date for college. We manage the asset allocation to gradually become more conservative as the date of enrollment nears.

Target Risk Portfolios

Target Risk portfolios give you the opportunity to invest based on your goals and objectives. Unlike the Age-Based Portfolios, if you invest in one or more Target Risk Portfolios, your assets will not be automatically moved to more conservative investments as the beneﬁciary ages. Instead, your investment will remain fixed in the Portfolio unless and until you direct us to exchange into another Portfolio.

Individual Portfolios

Want a more active role in your college savings? With Individual Portfolios, you can choose from eight investment options to create your own personalized investment mix. Each Individual Portfolio is invested in a single underlying fund.

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Open an Account

If not, check out our Common Questions page to learn everything you ever wanted to know about our 529 plan.

¹Earnings on non-qualified distributions may be subject to federal income tax and a 10% federal penalty tax, as well as state and local income taxes. Tax and other benefits are contingent on meeting other requirements and certain distributions are subject to federal, state, and local taxes.

²Section 529 defines a family member as: a son, daughter, stepson or stepdaughter, or a descendant of any such person; a brother, sister, stepbrother, or stepsister; the father or mother, or an ancestor of either; a stepfather or stepmother; a son or daughter of a brother or sister; a brother or sister of the father or mother; a son-in-law, daughter-in-law, father-in-law, mother-in-law, brother-in-law, or sister-in-law; the spouse of the beneficiary or the spouse of any individual described above; or a first cousin of the beneficiary. Gift or generation-skipping transfer taxes may apply. Please consult with your tax advisor for further information.

³An investment plan of regular investment cannot assure a profit or protect against a loss in a declining market.

⁴In the event the donor does not survive the five-year period, a pro-rated amount will revert to the donor's taxable estate.